Financial technology (FinTech) harnesses and translates cutting-edge technological advances into practical applications that support the high-quality development of the financial sector and has become an important driver of China's economic growth. By applying automation and digital technologies, FinTech significantly improves the operational efficiency of financial institutions, reduces labor and time costs, and broadens access to financial services. Through intelligent algorithms and blockchain technologies, it also enables safer, faster, and more cost-effective transactions, while helping financial institutions identify and anticipate risks with greater accuracy, thereby further strengthening their risk management capabilities.

Guided by the overarching objective of harnessing technology to advance China's five major areas of finance—technology finance, green finance, inclusive finance, pension finance, and digital finance—the BSc in Financial Technology aims to serve the strategic needs of the national economy and contribute to Chinese modernization. Drawing on the extensive experience and innovative educational models of The Hong Kong University of Science and Technology and The Hong Kong University of Science and Technology (Guangzhou), the program provides a platform for deep interdisciplinary integration and actively explores new models of interdisciplinary undergraduate education. It is committed to cultivating a new generation of FinTech professionals who possess a strong sense of responsibility to the nation and society, a global outlook, an innovative mindset, and strong practical capabilities. Graduates will be well prepared for careers in teaching and research, technology research and development, engineering management, and policymaking in FinTech-related fields, helping to meet the pressing demand for highly qualified FinTech professionals.

Upon completing the program, students will be able to:

1. Understand the principles of FinTech issues and potential solution methodologies arising from financial markets and practices (Knowledge).

2. Design efficient and effective FinTech solutions and innovative procedures for financial institutions and individual clients (Implementation and Execution).

3. Make well-informed decisions and execute independent judgments on adopting various FinTech solutions and procedures (Judgment).

4. Communicate effectively on FinTech issues to both layman and expert audiences (Communication).

5. Demonstrate self-direction in solving FinTech problems and act autonomously and independently in planning and implementing various tasks and procedures (Autonomy).

6. Acquire a global perspective in connecting FinTech solutions to address the societal needs of financial innovations across the globe (International Outlook).